Why Are You Being Refused Credit

Applying for credit and being turned down is something a large percent of the population go through. It can also come as quite a shock followed by disappointment and then confusing. What makes matters worse is Lenders wont give you any information as to why they refused you credit leaving you to either forget it or research the reason why. Luckily…
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The Right Way of Getting Your Finances In Order

Keeping your personal finances in order is something everyone should do but sadly not every one does. Being able to manage your finances will help in a multitude of ways from making it easier to borrow in the future to reducing stress levels as you don't have high debt hanging over you. With this in mind we have produced this guide on helping you…
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How To Pick a Savings Account For Your Child

Should Your Child Have a Child Trust Fund/Junior ISA Instead? This will depends if your child pays tax now (most don't) and if you want to keep the cash locked away or keep control of it. If you child doesn't pay income tax then they can earn up to £17,000 in interest without having to pay a penny in tax so a junior ISA wouldn't be needed.…
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Top Tips For Choosing a Savings Account

If you have some cash you want to make the best use out of a savings account may be the most suitable option. There is some valuable information you need to know before you look at what savings account will be the better choice for you. In the event, you earn more than the limit the tax will be taken via your tax code. If you file…
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Regular Savings Accounts – What You Need To Know

Regular Savings Accounts - What Are They? A Regular Savings account is an account designed for people to save money each and every month. While the interest rates can be appealing these accounts often come with restrictions such as limiting how much money you can withdraw and make you pay every month. The reason these accounts have such…
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What Are The Alternatives To Payday Loan

When you need to borrow for an unforeseen circumstance, and you are thinking about applying for a payday loan, you should stop and look at the other options of borrowing. If you cant keep up with repayments then Payday loan charges can increase rapidly and will also negatively affect your credit rating if you fail to pay on time. Effective Ways to…
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